Capstone Insurance Brokers

Principal: Andrew Cook

AR No. 273311CAR No. 449267
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  • Description
  • Industry Expertise/Specialties
  • How and why did I become a Westcourt General Authorised Representative?
  • Why do I love being an Insurance Broker?
  • When Im not hard at work, I enjoy...

Capstone Insurance Brokers is a division of the API Insurance Group established in 1977 as domestic insurance agency API Insurance Services.


Do not hesitate to contact us for all your insurance needs. Our qualified & friendly consultants are here to help you select a suitable insurance policy. We value your business and endeavour to make make your insurance purchase experience more enjoyable and productive.


In addition to business insurance we continue to offer domestic and general insurance, keenly-priced travel insurance, and corporate rates for private health insurance.


Our vision is to be your trusted partner – protecting you, your business and your livelihood.


We care about your clients, the viability of your business and its reputation.


“We care … we listen, inform and help you optimise your insurance cover.”

Capstone Insurance Brokers as part of the API Insurance Group has a community focus as well as principally servicing the SME business sector. The API Insurance Group set up the API Foundation in 2010 and actively assists the NFP sector along with significant sponsorship of Volunteering SA & NT activities. We assist trades, home-based and SME businesses, professionals, NFP organisations, clubs, hospitality venues and more. The Group also handles a significant portfolio for a State Government Department.

Our product range includes:

  • Business Pack
  • Professional Indemnity
  • Public Liability
  • Associations Liability
  • Commercial Liability
  • Business interruption
  • Burglary
  • Theft
  • Fraud
  • Cyber Crime
  • Farm
  • Home and Contents
  • Motor
  • Travel insurance
  • Private Health insurance
  • and so much more

In summary, we help you understand the 'Knowns and Unknowns' of your business risks - and the 'fine print' of your insurance policies. Our service and advice is just the beginning ...

Although we had been providing business insurance to our API Insurance Services clients for many years, it was important to ensure that we were able to offer the widest range of competitively-priced and comprehensive insurance options to service an increasingly complex business environment. Westcourt General was the obvious choice to expand our broking arm. The Westcourt systems, procedures and support have seamlessly complemented our internal systems and business philosophies.

I have been involved in the insurance industry for over 30 years and relished the opportunity to establish my own business partnership in 2009. In the ensuing period, there has never been a dull moment given the variety of businesses we deal with and the complexities of their specific operations. It is particularly satisfying to develop close working relationships by earning clients' trust through our interest in their businesses and the ongoing provision of relevant advice as their operations change over the years.

Time with family ... particularly if I can persuade them to accompany me to sporting events !


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